Will my homeowner's insurance cover DIY project injuries? No, homeowner's insurance does not typically cover injuries sustained by the homeowner or policy holder. By ProMatcher Staff Updated: 08/08/2016 Next Question Source: The Law Dictionary Next Question Find Local Pros Free Actuaries Cost Estimates Related Questions How many injuries involve vacuum cleaners? How Many Forklift Injuries Occur Each Year? How many people are killed by wood chippers? How many flooring-related injuries occur each year? How many home fires occur each year?